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TIME SAVING DEPOSIT & PAYMENT METHODS

The credit union encourages all members that have direct deposit and payroll deduction available to them to take advantage of this great service. The use of direct deposit or payroll deduction can eliminate the stress of making a trip to the credit union and waiting in line to deposit funds. Receipt of the funds may be verified when using the Quick Phone Audio System or Virtual Branch On-Line System.

Direct Deposit:
Your check can be deposited directly to your checking or share account as of the authorized payday. Funds may be automatically distributed to other share account types.

Payroll Allotment:
You can designate a specific dollar amount to be taken from your check and deposited to your checking account or share account. Funds may be automatically distributed to other share account types.

ATM Deposits:
Deposits to your Total Saver Share Account and Share Draft Checking Account may be made at local Bank of the West and CO-OP Network deposit designated ATM’s.  When using this deposit method, allow three working days for the verification of the deposit.  Checks signed over to members will not be accepted through the ATM deposit system.

Loan Payments:
Your credit union loan payment may be automatically transferred from a share account. You may also transfer loan payments from your share draft checking or a share account through the Quick Phone Audio System or Virtual Branch On-Line System.

Automatic Deductions:
Monthly deductions for mortgage payments, insurance premiums, gym memberships, or any other payment that you make to another creditor may be automatically deducted from your share draft checking account. When arranging for these deductions with the creditor, use the credit union check routing and transit number of - 321172769

Mail:
Loan payments are accepted through direct mail. To ensure that your payment is made on time, please mail the payment at least five days before the due date.

Credit Union Office:
All consumer and home equity loan payments may be made at the credit union office.  Mortgage payments are mailed to:

First California Federal Credit Union
c/o CUSO Mortgage, Inc.
PO Box 7117
Pasadena, CA 91109

For more information regarding automatic deductions or to sign up for direct deposit or an allotment on your account, contact the credit union office Monday – Friday, 10:00 AM to 5:30 PM at (559) 226-8282 or (877) 542-0003, option 4.