LOAN RATES

Effective date: May 1, 2008 Personal Loans
Maximum Term		APR*	Cost/$1000 Borrowed
48 Months		As Low As 11.25%	48 Mthly pmts of $25.97

New Autos, Trucks & Vans - 2006 & 2007 (Up to 100% of purchase price, less factory rebate, including tax, license and warranties.
Maximum Term	APR*	Cost/$1000 Borrowed
48 Months	As Low As 5.00%	48 Mthly pmts of $23.03
72 Months*	As Low As 5.25%	72 Mthly pmts of $16.22
*Minimum balance financed $15,000
84 Months**	As Low As 6.25%	84 Mthly pmts of $14.73
**Minimum balance financed $25,000

Used Autos, Trucks & Vans - Up to 110% of high blue book
Maximum Term	APR*	Cost/$1000 Borrowed
48 Months	As Low As 6.00%	48 Mthly pmts of $23.49
72 Months*	As Low As 6.25%	72 Mthly pmts of $16.70
*Minimum balance financed $15,000 - 2003 or newer

New Recreational Vehicles (2005 thru 2007, Up to 100% of purchase price, less factory rebate, including tax, license & warranties)
Maximum Term	Min Loan	APR*	Cost/$1000 Borrowed
60 Months	$5,000	As Low As 6.00%	60 Mthly pmts of $19.34
72 Months	$15,000	As Low As 6.25%	72 Mthly pmts of $16.70
84 Months	$25,000	As Low As 7.75%	84 Mthly pmts of $15.47
120 Months	$30,000	As Low As 7.75%	120 Mthly pmts of $12.01
144 Months	$30,000	As Low As 7.75%	144 Mthly pmts of $10.69

Used Recreational Vehicles (Models 10 yrs old or newer, Up to 100% of high blue book)
Maximum Term	Min Loan	APR*	Cost/$1000 Borrowed
60 Months	$5,000	As Low As 6.50%	60 Mthly pmts of $19.57
72 Months	$15,000	As Low As 6.75%	72 Mthly pmts of $16.94
84 Months	$25,000	As Low As 8.00%	84 Mthly pmts of $15.59
120 Months	$30,000	As Low As 8.00%	120 Mthly pmts of $12.14
144 Months	$30,000	As Low As 8.00%	144 Mthly pmts of $10.83

New Boats (Unregistered, up to 80% total purchase price)
Maximum Term	Min Loan	APR*	Cost/$1000 Borrowed
60 Months	$5,000	As Low As 6.00%	60 Mthly pmts of $19.34
72 Months	$15,000	As Low As 6.25%	72 Mthly pmts of $16.70
84 Months	$25,000	As Low As 7.75%	84 Mthly pmts of $15.47
120 Months	$30,000	As Low As 7.75%	120 Mthly pmts of $12.01

Used Boats (Previously registered, up to 80% total purchase price)
Maximum Term	Min Loan	APR*	Cost/$1000 Borrowed
60 Months	$5,000	As Low As 6.50%	60 Mthly pmts of $19.57
72 Months	$15,000	As Low As 6.75%	72 Mthly pmts of $16.94
84 Months	$25,000	As Low As 8.00%	84 Mthly pmts of $15.47
120 Months	$30,000	As Low As 8.00%	120 Mthly pmts of $12.01

New Motorcyles 1200 cc's and over
Maximum Term		APR*	Cost/$1000 Borrowed
72 Months		As Low As 5.95%	72 Mthly pmts of $16.56

Used Motorcyles 1200 cc's and over
Maximum Term		APR*	Cost/$1000 Borrowed
72 Months		As Low As 6.45%	72 Mthly pmts of $16.79

Home Equity Loan
Term	APR*	Cost/$1000 Borrowed
7 Years	As Low As 6.49% (Fixed rate)
15 Years	As Low As 7.40% (Fixed rate)

VISA Credit Card
Term	APR*	Cost/$1000 Borrowed
Revolving	15.49% (Fixed rate)

Quick Line of Credit / Overdraft Protection for Share Draft Checking Account
Term	APR*	Cost/$1000 Borrowed
Revolving	14.00%

* Annual Percentage Rate

All loans subject to credit approval. The Annual Percentage Rate on designated loan types will be determined by: 1) the credit history of the applicant(s), 2) the terms of the loan, and 3) the dollar amount financed. All loan rates subject to change without notice. Certain restrictions may apply.

Loans also available for:

Personal Computers	Certificate Secured Loan
Share Secured Visa	First Mortgage Loans
Share Secured Loan	Home Equity Line of Credit