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OTHER LOAN TYPES

Here are some other financing options that may suit your needs better.
Click to view Current Loan Rates.

Share Secured Loan:
By using your savings balance, no credit qualifications are required to establish this loan. Funds in your savings are held until the balance is paid off in full.

Term Share Certificate Loan:
By using your term share certificate, no credit qualifications are required to establish this loan. Funds in your term share certificate are not released until the loan is paid off or renegotiated. Payment terms up to term of certificate.

Smart Option Student Loan:
The Smart Option Student Loan for First California Federal Credit Union by Sallie MaeĀ® is a great solution to help bridge the gap between federal loans and the cost of your education expenses. Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no repayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based student loan specialists
To learn more or to apply, get started here.
*We are compensated for the referral of Smart Option Student Loan Customers