ATTENTION: We will be closed on November 27 & 28th, in observance of the Thanksgiving Holiday.

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REAL ESTATE LOANS

Mortgage Loans:

Don’t just dream it. Make it a reality with a mortgage loan from your credit union. Vast choices of mortgage loans are available for purchasing your first home or refinancing your current home. Apply On-Line from the comfort of your own home or speak with a mortgage specialist, call 1-888-469-0191.

Home Equity Fixed Rate Loans:

A home equity loan can be used for many reasons such as remodeling your current home, consolidating bills, purchasing a vehicle, financing school expenses, or taking a once in a life time vacation. Repayment terms are available for 7 years and 15 years. Apply by visiting the credit union office or by calling a loan representative at (559)226-8282 or (877) 542-0003, option 2.

Fixed rate
Owner occupied primary residence
Borrow up to 80% loan-to-value
Minimum loan amount $5,000; Maximum $100,000
Life and Disability insurance available

Home Equity Line of Credit (HELOC):

A HELOC may be ideal for your ongoing borrowing needs. It offers the convenience of access to an open-end line of credit.

Variable rate
Terms up to 25 years, including a 10-year draw period
Borrow up to 75% loan-to-value
No application fee
No pre-payment penalties
Payable within 15 years of the final loan advance
Interest on HELOC may be tax deductible – consult your tax professional
Credit Life and Disability insurance available

Click to view Current Loan Rates.

Click to view Home Equity Disclosure.