We will be closed Monday, September 1, 2014 in observance of Labor Day.

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SHARE DRAFT
CHECKING ACCOUNT

Banking the credit union way is a checking account with no monthly service charge, no per check charge, and no minimum balance requirement. All you do is pay for the checks of your choice.

Additional services available with a checking account are:

  • Free Virtual Branch Home Banking
  • Free Virtual Bill Pay
  • Free Mobile Money
  • Free E-Statements
  • Free Direct Deposit
  • Fee Free Visa Debit/Total Teller ATM Card
  • Online Check Reorder
  • Quick Phone Audio Response System Access
  • Members 55 years plus receive FCFCU logo check style for Free.
    (Postage paid by member.)
  • CO-OP Network fee free ATM transactions at 30,000 locations nationwide.
    You can Locate a CO-OP Network ATM near you:
    1. Online at www.co-opnetwork.org.
    2. By calling 888-SITE-CO-OP (toll-free)
    3. By texting your location (address, intersection, or zip) to 692667
      (Standard text messaging rates apply)
    4. Download the database directly into your GPS device
    5. Download the CO-OP app from the iPhone store.
    6. Download the CO-OP app from the Android market.

 

NCUA Maximum Share Insurance
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTIONS ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the National Credit Union Administration (NCUA). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the NCUA up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For moreinformation about temporary NCUA insurance coverage of transaction accounts, visit http://www.ncua.gov.