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TERM SHARE & IRA TERM SHARE CERTIFICATES

Depositing funds into a Term Share or IRA Term Share Certificate are available for members who wish to earn a higher rate of return for a defined period of time. Typically a minimum dollar amount is required to establish the certificate.

Term Share Certificates and IRA Term Share Certificates are insured up to $250,000.00 by the National Credit Union Insurance Fund which is a part of the National Credit Union Administration (NCUA), a federal agency. American Share Insurance offers additional coverage for qualifying Terms Share Certificates of $250,000.00 for a total of $500,000.00.

A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account.

Term Share Certificate

Lock in higher returns and watch your money grow! Depositing funds into a Term Share Certificate is available for members who wish to earn a higher rate of return for a defined period of time.

  • $2,500.00 Minimum Opening Deposit
  • Terms Range from 3 Months to 2 Years
  • Dividend Options
  • Tiered Rates

Click here for current term share certificate rates.