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VEHICLE LOANS

Purchasing your next vehicle is easier than you think. With great low rates and convenient financing options we can help you through your buying experience.

Getting pre-approved is easy with three convenient ways to apply:

  • 24 Hour Loan Center (800)256-6186
  • Online
  • Or come see us at the branch 2525 E. Shields Ave, Fresno, 93726

Pre-approvals give you the buying power to choose a vehicle that suits your financial needs. You'll be able to walk into the dealership with the buying power and knowledge of what you can afford and knowing what your monthly payments are.

First California Federal Credit Union is also part of the Credit Union Direct Lending (CUDL) program. Most dealerships use this program for financing. When you are at the dealership in the buying process you can request to have your vehicle financed with your credit union! This convenient way to shop is just another way to take advantage of First California Federal Credit Union's great low rates.

Click to view Current New and Used Vehicle Loan Rates.

New Vehicles (2010-2013):

Low rates
Financing up to 120% of purchase price, not to exceed 120% of MSRP
Payment terms up to 84 months available
Guaranteed Asset Protection Insurance

Used Vehicles:

Low rates
Financing up to 120% of purchase price, not to exceed 120% of Kelly Blue Book (KBB)
Payment terms up to 72 months
Guaranteed Asset Protection Insurance

Classic Cars (20 Years and Older):

Low rates
Financing up to 80% of appraised value
Payment terms up to 48 months