Loan Rates

Loan Rates

Personal Loans
Effective Date: August 1, 2018
Maximum TermAPRCost Per $1,000 Borrowed
12 Months 7.99% APR* $86.98
24 Months Call For Rates APR*  
36 Months Call For Rates APR*  
48 Months Call For Rates APR*  
60 Months Call For Rates APR*  

New Auto Loans - 2015 and Newer Model Years
Effective Date: August 1, 2018
Maximum TermAPRCost Per $1,000 Borrowed
48 Months As Low As 3.50% APR* $22.36
60 Months As Low As 3.50% APR* $18.20
72 Months* As Low As 4.00% APR* $15.65
84 Months** As Low As 5.00% APR* $14.14
*Minimum Amount Financed $20,000 
**Minimum Amount Financed $25,000

Used Auto Loans - 2011-2014 Model Years
Maximum TermAPRCost Per $1,000 Borrowed
48 Months As Low As 4.00% APR* $22.59
60 Months As Low As 4.25% APR* $18.53
72 Months* As Low As 4.50% APR* $15.88
*Minimum Amount Financed $20,000
For 2011 and older model years or over 100,000 miles please contact the loan department at (559) 226-8282, Option 2.

New Recreational Vehicles - 2015 and Newer Model Years
Effective Date: August 1, 2018
Maximum TermMin LoanAPRCost Per $1,000 Borrowed
72 Months $15,000 As Low As 6.00% APR* $16.46
96 Months $25,000 As Low As 6.50% APR* $14.73
120 Months $50,000 As Low As 6.75% APR* $11.36
144 Months* $75,000 As Low As 6.75% APR* $10.02
*RVís Only for 144 Term

VISA Credit Card
TermAPRCost/$1000 Borrowed
Open 15.49% APR* N/A

Quick Line of Credit / Overdraft Protection for Share Draft Checking Account
TermAPRCost/$1000 Borrowed
Open 14.00% APR* N/A

Home Loan Rates

Mortgage Loans
Effective Date: August 1, 2018
Term

For a look at our current mortgage rates and to start the application process. Click Here

 

Home Equity Loan
Effective Date: August 1, 2018
TermAPRLoan to Value
7 Years As Low As 3.49% APR* (Fixed rate) 80%
15 Years As Low As 5.49% APR* (Fixed rate) 80%

Home Equity Line of Credit
Effective Date: August 1, 2018
TermAPRCost Per $1,000 Borrowed
15 Years Call For Rates  

 

*APR= Annual Percentage Rate

All loans are subject to credit approval. The Annual Percentage Rate on designated loan types will be determined by: the credit history of the applicant(s), the terms of the loan, and the dollar amount financed. All loan rates are subject to change without notice. All mortgage products are limited to owner-occupied residences in California and subject to all Credit Union policies and procedures. Certain restrictions may apply.