Introducing Message Pay!
Making Payments Has Never Been Easier!
First California Federal Credit Union is excited to introduce Message Pay, a convenient and secure way to make payments on your FCFCU loans or credit cards using an external account.
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How Can I Make a Payment?
You can access Message Pay through:
- Text Message: Receive a payment reminder and follow the instructions provided to make your payment.
- Our Website: Visit our Message Pay portal to make a payment.
- Online & Mobile Banking: Log in to your account and select the Make a Payment option.
What Payment Methods Can I Use?
You can make payments using an external:
- Checking account
- Savings account
- Debit card
Getting Started
When accessing Message Pay for the first time, you will be asked to verify your account and set up a 4-digit PIN. You will also need to add your preferred payment method before making a payment.
Once your account is set up, you can conveniently make future payments through the available Message Pay options.
Questions?
If you have questions about Message Pay or need assistance setting up your account, please contact First California Federal Credit Union. We’re happy to help!
Make your payments easier with Message Pay!

