Personal Loans

Personal Loans

We all know life throws curve balls sometimes but we can help with those unexpected bills that may come your way. Whether you need to purchase new appliances or furniture, looking to consolidate some bills or whatever else life decides to throw your way we are here to help.

Personal Loan (Fixed Rate)

  • Competitive Rates
  • Flexible Repayment Terms


Personal Line of Credit (Variable Rate)

  • Competitive Rates
  • No Transfer Fees
  • Quick & Easy Access to Funds


Quickline Overdraft Protection

  • Competitive Rates
  • No Transfer Fees
  • Overdraft Protection on Checking Account
  • Quick and Easy Access to Funds



Share Secured Loans

Use your savings balance and no credit qualifications to establish a Share Secured Loan. Funds in your savings are held until the balance is paid off in full.


Term Share Certificate Loans

Use your term share certificate and no credit qualifications to establish a Term Share Certificate Loan. Funds in your term share certificate are not released until the loan is paid off or renegotiated.


Smart Option Student Loan

The Smart Option Student Loan for First California Federal Credit Union by Sallie Mae® is a great solution to help bridge the gap between federal loans and the cost of your education expenses. Now you can pay for college the smart way with three great repayment options and competitive interest rates!*

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based student loan specialists

To learn more or to apply, click here.

*We are compensated for the referral of Smart Option Student Loan Customers